For Canadian Parents & Growing Families
If Something Happened To You Tomorrow, Would Your Family Be Okay?
Term life insurance replaces the income your family depends on - covering the mortgage, childcare, and everyday life - for a fraction of what most people expect.
TAKES ABOUT 2 MINUTES · PERSONALIZED TO YOUR FAMILY · NO OBLIGATION
For New & Expecting Parents
Most New Parents Mean To Sort This Out. Few Actually Do.
A new baby is the single biggest shift in your household’s financial exposure. If something happens to you tomorrow, here is exactly what your partner is left dealing with — on one income, sleep-deprived, and grieving:
- Your income stops — but the mortgage, rent, and daycare don't
- Your partner may need to reduce work hours or stop altogether to care for your child
- Childcare alone can run $2,000+ a month — before groceries, diapers, or anything else
- Without a payout, your family could be making impossible decisions within weeks
- Locking in now means your rate stays low for the full term, no matter what changes later
A term policy changes that. One conversation with Kennedy and a short assessment gets your family protected — often for less per month than a streaming subscription. It takes about 2 minutes to find out where you stand.
Check My Eligibility
For Growing & Established Families
You Got a Policy When Life Was Simpler. A Lot Has Changed Since Then.
A policy you took out three or four years ago was sized for a different version of your life. Since then, you may have bought a bigger home, had another child, or grown into a higher income your family now depends on. Here is where most established families are quietly underexposed:
- Your policy is likely sized for a life you no longer live — smaller mortgage, fewer dependants
- A second child doubles the stakes but most families never update their coverage
- If your income stopped today, would your current policy actually cover your real expenses?
- Group coverage through work disappears the moment you leave — it's not a plan, it's a placeholder
- The longer you wait to top up, the higher the premium. Your health is the best it will be right now
Kennedy reviews your existing coverage — if you have any — and compares it against what your family actually needs today. No pressure to switch. Just a clear, honest picture of whether you’re covered, and what it would cost to close the gap if you’re not.
Check My EligibilityHow It Works
Simple, Honest, No Pressure
Answer a few quick questions
About 2 minutes, at your own pace.
Kennedy reviews your situation
And compares options across Canada's leading insurers.
Get personalized options
With no obligation to move forward.
Get approved and covered
Often in days, not weeks.
Benefits
Why Families Choose This Coverage
Affordable While You're Young and Healthy
Term life is one of the most affordable ways to protect your family, and rates are lowest when you lock them in early — before age or health changes the price.
A Payout Your Family Can Use However They Need
Mortgage, childcare, groceries, or simply keeping life steady — there are no restrictions on how the tax-free payout is used.
Coverage That Fits Your Family, Not the Other Way Around
Choose the amount and term length that matches where your family is right now. Many policies can also convert to permanent coverage later without new medical evidence.
Real Peace of Mind
One less thing to worry about — knowing your kids are provided for, no matter what.
Free Eligibility Assessment
Find Out What Coverage Could Look Like For Your Family
Take this quick assessment to get a personalized starting point — how much coverage might make sense, and what your options could look like as a new parent.
What best describes your family right now?
This assessment is for general informational purposes only and does not guarantee coverage or final pricing.
Meet Your Advisor
Meet Kennedy Omanudhowho
Licensed Life Insurance Advisor, Canada
Kennedy Omanudhowho helps Canadian parents build simple, honest plans to protect the people who depend on them most.
Over the past several years, he's worked closely with growing families to help them understand their options and put practical protection in place — without the confusing insurance jargon.
This assessment was built to give you a clear, no-pressure starting point: a real sense of what coverage could look like for your family, based on where you are right now.
Common Questions
Questions Parents Ask Most
A common starting point is 10–15 times your annual income, plus enough to cover your mortgage and other debts — but the right number depends on your family's specific situation. Kennedy can help you land on a number that actually fits.
Free, No-Obligation Assessment
Your Family Doesn't Plan For The Unexpected. But You Can.
It takes about 2 minutes to see what coverage could look like for your family — no pressure, no obligation.
Find My Coverage OptionsGet in Touch
Reach Kennedy Directly
Prefer to talk before taking the assessment? Kennedy's happy to answer your questions first — no pressure, no pitch.
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Phone
+1 825-906-9057
+1 (403) 496-9057
Kennedy Omanudhowho
Kennedy Omanudhowho
@Omanudhowho_kennedy